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Free Consumer Debt and Bankruptcy Clinic via Phone

The Legal Aid Foundation of Santa Barbara County offers a free Consumer Debt & Bankruptcy Clinic by phone. Clinic attorneys provide free bankruptcy and consumer debt information and referrals for individuals who represent themselves and have not hired an attorney. For more information, you may view the Consumer Debt & Bankruptcy Clinic flyer.

This clinic can help you if:

  • You are facing overwhelming debt
  • You are behind on your mortgage
  • Debt collectors are harassing you
  • Your home is in foreclosure
  • Your wages are being garnished
  • You have been sued for nonpayment of debts
  • You have student loan debt problems
  • You are behind in tax payments
  • You have been asked to reaffirm a debt

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